Exam DISC-IA Practice Question 433
Study guide: Exam DISC-IA
A guest injured at an HO-3 (HO 00 03 05 11) insured's home wants compensation quickly. Under the Section II conditions, which statement is correct?
- A) The guest may sue the insurer directly for Coverage E damages as soon as the injury occurs
- B) If both the named insured and her husband are sued, Coverage E pays up to its full limit for each of them separately
- C) The guest can't sue the insurer under Coverage E until a judgment or signed agreement fixes the obligation
- D) A Coverage F payment to the guest is an admission that the insured was negligent
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