Exam DISC-IA Practice Question 432
Study guide: Exam DISC-IA
A married couple are both insureds under an HO-3 (HO 00 03 05 11). After a burglary, the husband, without his wife's knowledge, inflates the claim with items they never owned. The same month a guest is injured at the house and sues both spouses. How do the concealment or fraud conditions apply?
- A) Neither spouse is covered for the burglary or the guest's suit
- B) Both spouses keep their coverage, because the wife was innocent
- C) Only the husband loses coverage, under both Section I and Section II of the policy
- D) No one is covered for the burglary; the wife is still covered for the suit
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