Exam DISC-IA Practice Question 420
Study guide: Exam DISC-IA
An earthquake cracks an HO-3 (HO 00 03 05 11) insured's foundation and ruptures a gas line, and the resulting fire burns the house and its contents. The insured has no earthquake endorsement. What does Section I cover?
- A) Nothing, because the loss was set in motion by an excluded earth movement
- B) The fire damage to the house and contents, but not the cracked foundation
- C) The fire damage to the house only, because contents are not covered for earthquake
- D) Everything, because fire is a covered peril for both the dwelling and the contents
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