Actuarial Notes

Exam DISC-IA Practice Question 419

Study guide: Exam DISC-IA

During a windstorm an HO-3 (HO 00 03 05 11) insured leaves a window open. Rain blows in, damaging the drywall beneath the window and ruining an upholstered chair. The wind does not damage the house. What does Section I cover?

  • A) Both the drywall and the chair, because windstorm is a covered peril
  • B) Neither, because damage from rain is excluded as water damage
  • C) The chair only, because Coverage C names windstorm as a peril
  • D) The drywall only, because the dwelling has open perils coverage

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