Exam DISC-RM Practice Question 233
Study guide: Exam DISC-RM
Before quoting a metal fabricator's workers compensation policy, an underwriter orders a loss control inspection. The insurer's loss control representative recommends guards on the plant's presses, and the policy is issued subject to the fabricator's compliance with the recommendations. Which statement best describes what this loss control work does?
- A) It finances the fabricator's losses, since the insurer pays for prevention in place of claims
- B) It informs the underwriter's decision on the account and aims to prevent or reduce losses
- C) It measures the fabricator's actual payroll so the final premium can be calculated
- D) It ends the need to insure injuries at the presses, since guarding removes the exposure
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