Exam DISC-RM Practice Question 221
Study guide: Exam DISC-RM
A deck builder's CGL policy has a $1,000,000 general aggregate and a $1,000,000 products-completed operations aggregate. In one policy year: (1) a passer-by is hit by lumber falling from a deck the builder is still building; (2) a deck the builder finished and handed over last year collapses at a party, injuring guests. Which aggregate does each claim reduce?
- A) (1) the general aggregate; (2) the products-completed operations aggregate
- B) (1) the products-completed operations aggregate; (2) the general aggregate
- C) Both reduce the general aggregate, because both arise from the builder's work
- D) Both reduce the products-completed operations aggregate, because both involve decks
Answer this question and see the worked solution
Concepts tested
- Commercial General Liability
- Products and Completed Operations Liability
- Premises and Operations Liability