Exam DISC-RM Practice Question 210
Study guide: Exam DISC-RM
An underwriter is reviewing a commercial property account with twelve warehouses, eight of them within a few miles of each other on the Gulf Coast. Which cause of loss does that concentration of value most affect in the underwriter's evaluation?
- A) Windstorm, a catastrophe peril evaluated by location and concentration
- B) Theft, because its exposure depends on how many buildings are insured
- C) Fire, because twelve buildings give twelve chances of a fire starting
- D) Collapse, because older warehouses are more likely to collapse
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