Actuarial Notes

Exam DISC-RM Practice Question 48

Study guide: Exam DISC-RM

A regional insurer plans to launch a specialized liability product for large construction contractors, a segment in which it has no producers. The buyers need advice on complex coverage and are spread across several states. Which distribution approach best fits?

  • A) Direct response through a website and call center, to keep costs low
  • B) Independent agents and brokers who already serve large contractors
  • C) An exclusive agency force recruited and trained over several years
  • D) Mass merchandising through an affinity group of homeowners

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