Actuarial Notes

Exam DISC-RM Practice Question 40

Study guide: Exam DISC-RM

A homeowner's dog bites a neighbor's child, and the child's parents claim damages for her medical bills and pain and suffering. Which describes the exposure and how an individual usually treats it?

  • A) A property exposure, treated by the homeowners policy's property coverages
  • B) A liability exposure, treated by the homeowners policy's liability section and an umbrella
  • C) A liability exposure, treated by the personal auto policy
  • D) A personal exposure, treated by the family's own health insurance

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