Actuarial Notes

Exam DISC-IA Practice Question 902

Study guide: Exam DISC-IA

In State X, an injured driver collects medical expenses and lost wages from her own insurer whether or not she caused the accident. She may also sue the other driver for pain and suffering for any injury, however minor. How is State X's auto injury system classified?

  • A) A no-fault state with a verbal threshold
  • B) A no-fault state with a monetary threshold
  • C) A traditional tort state
  • D) An add-on state

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