Exam DISC-IA Practice Question 830
Study guide: Exam DISC-IA
A city hires a contractor to repave a street and requires the contractor to buy an Owners and Contractors Protective (OCP) liability policy (ISO CG 00 09). A pedestrian is injured by the contractor's equipment and sues both the city and the contractor. Which statement about the OCP policy is correct?
- A) It covers both the city and the contractor, because the contractor bought it and paid its premium
- B) It covers only the contractor, because the city's liability is left to its own general liability program
- C) It covers the city's liability from the contractor's work and the city's supervision, not the contractor's
- D) It covers the city only after the contractor's own CGL limits have been used up by the claim
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