Exam DISC-IA Practice Question 818
Study guide: Exam DISC-IA
A charity's CGL (CG 00 01 04 13) has Coverage C. At its fundraising run, an unpaid volunteer who was directing traffic at the charity's request trips over a cable and is hurt; she also, while directing traffic, accidentally knocks over and injures a spectator. Which statement is correct?
- A) She is not an insured, so the spectator's claim against her is not covered, and her own medical expenses are payable under Coverage C
- B) She is an insured, so the spectator's claim against her is covered, and her own medical expenses are excluded under Coverage C because she is an insured
- C) She is not an insured, and her own medical expenses are excluded because she was performing work for the charity
- D) She is an insured for the spectator's claim, and her own medical expenses are still payable under Coverage C
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