Actuarial Notes

Exam DISC-IA Practice Question 815

Study guide: Exam DISC-IA

A subcontractor's written contract assumes the project owner's tort liability for injuries arising from the subcontractor's work and also its cost of defense. An injured worker of another trade sues both, and the subcontractor's CGL insurer defends the subcontractor. Which fact, on its own, means the insurer need not defend the owner as a supplementary payment?

  • A) The owner's answer to the complaint blames the subcontractor alone, while the subcontractor blames the owner
  • B) The suit seeks damages that exceed the subcontractor's each occurrence limit
  • C) The owner is not shown on the subcontractor's policy as an additional insured
  • D) The owner is a corporation rather than an individual

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