Exam DISC-IA Practice Question 437
Study guide: Exam DISC-IA
An HO-3 insured's dog bites two people in the same week: a visiting neighbor and the insured's own 8-year-old daughter, who lives at home. Which statement about the homeowners policy is correct?
- A) Both are paid under Coverage F, because medical payments to others don't depend on fault
- B) Both are paid under Coverage E, because the insured is liable for the dog
- C) Neither is covered, because injury caused by an insured's animal is excluded
- D) The neighbor can be paid under Coverages E and F; the daughter under neither
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