Actuarial Notes

Exam DISC-IA Practice Question 435

Study guide: Exam DISC-IA

A homeowner with an unendorsed HO-3 (HO 00 03 05 11) has a finished basement, and twice in recent years heavy rain has made the municipal sewer back up into neighbors' basements. Which endorsement would most directly treat this exposure?

  • A) Water back-up and sump discharge or overflow coverage
  • B) Ordinance or law increased amount of coverage
  • C) Personal property replacement cost
  • D) Specified additional amount of insurance for Coverage A

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