Actuarial Notes

Exam DISC-IA Practice Question 428

Study guide: Exam DISC-IA

Under an HO-3 (HO 00 03 05 11), which watercraft accident does Section II personal liability cover? None of the boats is being raced, rented to others, used for a charge or used in a business.

  • A) The insured's own 90-horsepower outboard boat, owned for years and never declared or reported, hits a swimmer
  • B) A 150-horsepower inboard ski boat the insured rented for the weekend hits a dock worker
  • C) The insured's own 30-foot sailboat swings its boom into a guest
  • D) A 200-horsepower inboard boat the insured borrowed from a friend hits another boat

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