Exam DISC-IA Practice Question 403
Study guide: Exam DISC-IA
A named insured with Part C (ISO PP 00 01 09 18) swerves to avoid a car that crosses into her lane, hits a guardrail and is injured. The other car never touches her and speeds away, and its driver is never identified. She reports it to the police at once. Why does Part C not pay her bodily injury claim?
- A) Part C pays only after Part B medical payments are used up
- B) Uninsured motorists coverage excludes accidents in which the insured's car hits a fixed object
- C) The insured must first obtain a judgment against the unidentified driver
- D) An unidentified vehicle counts only if it hits the insured, her car or a vehicle she occupies
Answer this question and see the worked solution