Actuarial Notes

Exam DISC-IA Practice Question 246

Study guide: Exam DISC-IA

An insurer's personal auto policy form for New York has 4,000 words of countable text in 160 sentences, with 6,400 syllables. The Flesch reading ease score is F = 206.835 - 1.015\,(W/S) - 84.6\,(Y/W). New York requires a score of at least 45 for these policies, and the NAIC's life and health model requires at least 40. Which statement is correct?

  • A) The score is 46.1, which fails both minimums, since a higher score means harder text
  • B) The score is 46.1, which meets both the NAIC's 40 and New York's 45
  • C) The score is 46.1, which meets the NAIC's 40 but not New York's 45
  • D) The score is 71.5, which meets both minimums by a wide margin

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