Actuarial Notes

Exam DISC-IA Practice Question 208

Study guide: Exam DISC-IA

A member's health plan has a $1,000 annual deductible, 20% coinsurance after the deductible and a $4,000 out-of-pocket maximum. The plan has no copayments. During the year the member has $12,000 of allowed charges, all subject to the deductible. How much does the member pay in cost sharing for the year?

  • A) $2,400
  • B) $3,200
  • C) $3,400
  • D) $4,000

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