Actuarial Notes

Exam DISC-DA Practice Question 229

Study guide: Exam DISC-DA

An insurer collected detailed home-inspection photographs from policyholders to settle property claims. The marketing department now wants to run an image model over the photographs to target policyholders for home-improvement loan offers from a partner bank. Which data ethics principle is most directly at issue?

  • A) Accountability, because no one has been named to own the image model
  • B) Transparency, because the image model's output would be hard to explain
  • C) Fairness, because the offers might differ across protected groups
  • D) Consent, because the photos were given for claims, not for marketing

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