Actuarial Notes

Exam DISC-DA Practice Question 215

Study guide: Exam DISC-DA

An analyst builds calendar-year 2025 rows for an auto frequency model, measuring exposure in months / 12:

  • Q1: annual policy effective 2025-04-01; one claim on 2025-05-14.
  • Q2: annual policy effective 2024-10-01; claims on 2024-12-02 and 2025-02-20.
  • Q3: six-month policy effective 2025-07-01; no claims.

What are the total 2025 earned exposure and claim count?

  • A) 3.00 car-years and 3 claims
  • B) 2.50 car-years and 2 claims
  • C) 2.00 car-years and 2 claims
  • D) 2.00 car-years and 3 claims

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