Actuarial Notes

Exam DISC-DA Practice Question 20

Study guide: Exam DISC-DA

An insurer wants year built and square footage for its homeowners book. A property-data provider offers both fields through an API under a licence, with documented definitions. The same fields also appear on a public real estate listing site whose terms of use prohibit automated collection. Which course is better?

  • A) Scrape the listing site, since data shown on a public page are free to use
  • B) Scrape the listing site, since scraped values are checked by the site's owner
  • C) Use either source, since an API and a scraper return equally reliable fields
  • D) Use the licensed API, whose fields are defined and whose terms allow the use

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