Exam 6C Practice Question 3
Study guide: Exam 6C
An Ontario driver insured under a standard Ontario auto policy is in a collision in Toronto with another driver whose insurer is licensed in Ontario. Under the fault determination rules, the insured driver is 30% at fault.
Determine which of the following statements about Direct Compensation – Property Damage (DC-PD) coverage are true.
-
I. DC-PD pays for the 30% of the vehicle damage for which the insured driver was at fault.
-
II. The insured collects for the damage to the vehicle and its contents from the insured's own insurer, even though the other driver caused part of it.
-
III. DC-PD would not respond in the same way if the accident had occurred outside Ontario.
-
A) I only
-
B) I and II only
-
C) I and III only
-
D) II and III only
-
E) The answer is not given by (A), (B), (C), or (D)
Answer this question and see the worked solution