Actuarial Notes

CAS Exam 6C Spring 2019, Question 5

Study guide: Exam 6C

XYZ is a liability insurer facing the following cases:

  • Case A: Insured A is being sued for sexual assault. XYZ is the primary insurer.
  • Case B: Insured B is being sued for fraud. XYZ is the primary insurer.
  • Case C: Insured C is being sued for negligence for an amount within Insured C's primary limits. XYZ is the excess insurer.

Discuss whether XYZ is likely to have a duty to defend in each case, citing any relevant precedents used to support the conclusion drawn.

Part a (2.25 points)

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Concepts tested

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