CAS Exam 6C Spring 2018, Question 5
Study guide: Exam 6C
In each of the following scenarios, explain a likely outcome for the insurance company and cite any relevant precedents used to support the conclusion drawn.
Part a (1 point)
An insured was driving his vehicle when a group of car thieves shot and seriously injured him while attempting to take the vehicle. His automobile policy states that he is entitled to no-fault benefits for an injury "that arises out of the ownership, use or operation of a vehicle". The insured argues that the insurance company should provide coverage as the injuries were causally connected to the use of the motor vehicle.
Part b (1 point)
In British Columbia, an insured of a personal property policy complains to the British Columbia Privacy Commissioner that their policy premium has increased significantly upon renewal of the policy due to the use of personal credit score by the insurance company. The insured claims that the credit information was collected without consent, while the insurer states that consent was obtained with a standard form created by the Centre for Study of Insurance Operations (CSIO).
Answer this question and see the worked solution